HDFC Bank Net profit:- rose 23 percent year-on-year Net interest income (NII):- jumped 23 percent Gross non-performing assets ratio :- narrowed 1.36 percent from 1.38 percent in the previous quarter. Net NPA ratio :-stood at 0.39 percent from 0.42 percent in the December-ended quarter. Provisions for bad loans :- declined 14.5 percent Total loan book:- grew by 19.8% Kotak Mahindra Bank Net profit:- 25% jump in net profit Net interest income (NII) :- grew 18% Gross non-performing assets ratio :-at 2.14% by the end of March, compared with 2.07% in the previous quarter and 2.22% in the same period last year. Total loan book:- grew 21% Axis Bank Ltd. Net profit :-stood at Rs 1,505 crore compared to a loss of Rs 2,188 crore in the same quarter last year. Net interest income (NII):- increased 21% y-o-y Gross non-performing assets :-were at 5.26% in Q4 FY19, down 151 bps y-o-y and down 49 bps sequentially. The net NPA :/ 2.06% in