Mark To Market "Q4 Banks"

HDFC Bank

Net profit:- rose 23 percent year-on-year
Net interest income (NII):- jumped 23 percent
Gross non-performing assets ratio :-narrowed 1.36 percent from 1.38 percent in the previous quarter.
Net NPA ratio :-stood at 0.39 percent from 0.42 percent in the December-ended quarter.
Provisions for bad loans :-declined 14.5 percent

Total loan book:-grew by 19.8%

Kotak Mahindra Bank

Net profit:-25% jump in net profit

Net interest income (NII) :-grew 18%

Gross non-performing assets ratio :-at 2.14% by the end of March, compared with 2.07% in the previous quarter and 2.22% in the same period last year.

Total loan book:-grew 21%

Axis Bank Ltd.

Net profit :-stood at Rs 1,505 crore compared to a loss of Rs 2,188 crore in the same quarter last year.

Net interest income (NII):- increased 21% y-o-y

Gross non-performing assets :-were at 5.26% in Q4 FY19, down 151 bps y-o-y and down 49 bps sequentially.

The net NPA :/2.06% in Q4, against 2.36% in the December quarter and 3.4% in the year-ago quarter.

Domestic loan :-growth stood at 18 percent year-on-year.

Provisions :-halved on a year-on-year

ICICI Bank

Net profit:-50% decline in net profit for fiscal year 2018-19

Net interest income (NII) :-increased by 27% year-on-year

Gross non-performing assets ratio:- improved to 6.7% from 8.84% a

The net NPA ratio :-decreased from 2.58% at December 31, 2018 to 2.06% at March 31, 2019

Provisions :-for bad loans increased to 70.6% at the end of the March quarter from 47.7%

Total loan book :-grew 14.5%

Yes Bank

Net profit:-quarterly loss at ₹1,506.64 crore

Net interest income (NII) :-increased 16.33%

Gross non-performing assets :-were at 3.22% in the March quarter compared with 2.10% in the December quarter, and 1.28% in the year-ago quarter.

The net NPA ratio :-1.86%, against the 1.18% in the December quarter, and 0.64% in the year-ago quarter.

Provisions :-during the quarter increased more than 9 folds

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